Clover Park Technical College financial aid department
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Information about Clover Park Technical College financial aid department, college scholarship search, and student loan consolidation, to help you find money for college. The IRS suggests that parents maintain accurate financial statements, including tax forms and business records, for use when applying for student financial aid. The earliest that the FAFSA form can be filled out is January of a student's senior year. In contrast, the CSS Profile can be filled out during the preceding fall. Most private loan programs are tied to one or more financial indexes, such as the BBA LIBOR Rate, plus an overhead charge. Because private loans are based on the credit history of the applicant, the overhead charge may vary. |
Federal Direct Student Loans, also known as Direct Loans, are funded by the US Treasury. Private student loans, however, are not guaranteed, and are offered directly to students by a commercial bank, employee credit union, or finance company. Student loans should be seen as 'the measure of last resort,' as this entails graduating with substantial debt. Student credit cards may seem like a good short-term solution, but the interest rates are high, and credit cards often carry an annual fee. If you do end up using credit cards to meet some expenses, pay off the outstanding balance in full every month. You can get a credit report online by submitting a student credit card application, whether you are approved or not.
Reduce Tuition Expenses via Online Courses
Finishing college a year early reduces your overall tuition bill, while taking extra years to complete your degree compounds tuition expenses, and delays entry into the workforce. To accomplish this end, look for online courses that may be applied to your degree requirements. Although the cost of tuition is rising for most 4-year colleges and universities, community colleges and trade schools remain an affordable option for those looking to earn an associates degree. The average community college student graduates with only a few thousand dollars in debt, compared to bachelors degree graduates. Beyond the cost of college tuition, students will face an array of additional expenses. Taking on work-study or starting an online business may help.
Doing business online is a great option to supplement your income while still a student. By registering a domain name, pointing the name servers to your hosting company, then building an active website in HTML or via a WordPress template, you're in the game. Similar to magazine page layout, website design includes the fields of graphic design, copywriting, and search engine optimization (SEO). Success is governed by two factors, visitor traffic and online sales conversions. Technical training programs are a low-cost alternative to attending college, and you might end up earning a lot of money as a highly-skilled, technical consultant. Massive Open Online Courses are known as MOOCs, and offer a variety of learning platforms, utilizing cloud-based software and Google apps. Coursera, for example, is an online-learning software platform with millions of enrolled students around the world.
Online Tests - Free Practice!
This section offers practice tests in a variety of academic subject areas. Each of the following multiple-choice tests has 10 questions to work on. No sign-up required, just straight to the test.
Other colleges near Lakewood, Washington State:
Take a few moments to browse other colleges and universities near Lakewood. It's a good idea to compare
all schools in the area, as well as consider taking some of your classes online, to save on tuition fees. By continuing your education, you can improve your salary prospects or train for a more interesting position. According to the Occupational Outlook Quarterly, from the US Bureau of Labor Statistics, college graduates are twice as likely to find employment as those without a college degree in today's competitive job market. Further, it may be possible to receive degree credit via Advanced Placement exams, as well as through honors classes that you've taken.
Financial aid deadlines are typically scheduled well in advance of regular admission dates, so be sure to apply early. You may request free information from several different schools below, without making a commitment.
|College Guide||Phone||In-state Tuition||Out-of-state Tuition||Student Body Size||Request Info|
|Pierce College at Fort Steilacoom|
|(253) 964-6500|| $ (low)|| $$ || large ||
|Yakima Valley Community College|
|(509) 574-4600|| $ (low)|| $ (low)|| large ||
|International Air and Hospitality Academy|
|(360) 695-2500|| $$$ || $$$ || small ||
|Everest College Vancouver|
|(360) 254-3282|| $$$ || $$$ || small ||
|Stylemaster College of Hair Design|
|(360) 636-2720|| $$$ || $$$ || very small ||
|Everest College Bremerton|
|(360) 473-1120|| $$$ || $$$ || small ||
|(425) 822-8266||$$$$||$$$$|| small ||
|The Evergreen State College|
|(360) 867-6000|| $$ || $$$ || large ||
Spokane Valley, WA
|(509) 892-0155|| $$$ || $$$ || very small ||
|Pima Medical Institute Renton|
|(425) 228-9600|| $$$ || $$$ || small ||
|Eastern Washington University|
|(509) 359-6200|| $$ || $$$ ||very large||
Scholarship Search, Government Grants
The College Board Scholarship Search service advertises several thousand sources for possible scholarship funds. Both county and city governments have dedicated financial resources allocated for grants and scholarships to qualified students in their areas. College-specific scholarships are offered by individual colleges and universities to highly qualified students. Average students often ask whether there are any scholarships available to students who don't have a 4.0 GPA. In fact, there are many scholarships for average students, such as athletic scholarships, music scholarships, and need-based scholarships.
Financial Aid Loan Calulators:
Government scholarships and grants, combined with private scholarships, only account for a third of total college aid. Loans, earnings, and savings make up the remaining two thirds. In exchange for a service commitment, the Reserve Officers' Training Corps (ROTC) program provides you with money for college while you're in school. Full ROTC scholarships pay for almost all tuition, fees, and textbook costs for four years of college. Call 1-800-USA-ROTC Army for more information. While federal student loans can be discharged for total and permanent disability, private student loans cannot be discharged outside of bankruptcy. Please note that financial aid application deadlines are strictly enforced by the financial aid office. The official FAFSA website is www.fafsa.ed.gov and is free. Copycat websites mimic the FAFSA website, but are deliberately misleading. A wealth of other financial aid forms are now available online.
Online Course Listings
Given the need for students to cut costs, it's a good idea to browse the various online courses that you can take. Whether you're working full-time, or already a student at a regular degree program, you can take classes online that may complete requirements, especially in lower-level courses. Conversely, if you have trouble completing a particular subject, like organic chemistry or statistics, taking the class online can help you pass. You don't have to take notes because everything is recorded, and you can review videos as many times as you want to.